https://simontbrown.github.io/fixoclock/news/What today's money markets mean for fixed mortgage deals, in plain English. Not advice.https://simontbrown.github.io/fixoclock/news/2026-09-15.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-15.htmlTue, 15 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals barely moved on Tuesday. A typical 2-year fixed deal now works out at 4.64% (unchanged on the previous day) and a 5-year deal at 4.49%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,128 a month, about the same as the day before. The 5-year deal is about £1,110 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.75% around April 2027. Bigger picture, the typical 2-year deal is up 0.27% over the past week and up 0.40% over the past month.https://simontbrown.github.io/fixoclock/news/2026-09-14.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-14.htmlMon, 14 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals edged up on Monday. A typical 2-year fixed deal now works out at 4.65% (+0.06 on the previous day) and a 5-year deal at 4.47%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,128 a month, £6 a month more than the day before. The 5-year deal is about £1,109 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.75% around April 2027. Bigger picture, the typical 2-year deal is up 0.28% over the past week and up 0.41% over the past month.https://simontbrown.github.io/fixoclock/news/2026-09-11.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-11.htmlFri, 11 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals edged down on Friday. A typical 2-year fixed deal now works out at 4.59% (−0.05 on the previous day) and a 5-year deal at 4.44%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,122 a month, £6 a month less than the day before. The 5-year deal is about £1,105 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.75% around April 2027. Bigger picture, the typical 2-year deal is up 0.27% over the past week and up 0.39% over the past month.https://simontbrown.github.io/fixoclock/news/2026-09-10.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-10.htmlThu, 10 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals jumped on Thursday. A typical 2-year fixed deal now works out at 4.64% (+0.18 on the previous day) and a 5-year deal at 4.48%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,128 a month, £21 a month more than the day before. The 5-year deal is about £1,109 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.75% around April 2027. Bigger picture, the typical 2-year deal is up 0.34% over the past week and up 0.43% over the past month. Lenders usually take a few days to pass a move like this into the deals they actually offer, so today's best buys may not reflect it yet.https://simontbrown.github.io/fixoclock/news/2026-09-09.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-09.htmlWed, 09 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals moved up on Wednesday. A typical 2-year fixed deal now works out at 4.46% (+0.09 on the previous day) and a 5-year deal at 4.35%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,107 a month, £10 a month more than the day before. The 5-year deal is about £1,095 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.50% around April 2027. Bigger picture, the typical 2-year deal is up 0.06% over the past week and up 0.27% over the past month. Lenders usually take a few days to pass a move like this into the deals they actually offer, so today's best buys may not reflect it yet.https://simontbrown.github.io/fixoclock/news/2026-09-08.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-08.htmlTue, 08 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals barely moved on Tuesday. A typical 2-year fixed deal now works out at 4.37% (+0.01 on the previous day) and a 5-year deal at 4.26%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,097 a month, £1 a month more than the day before. The 5-year deal is about £1,085 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.50% around April 2027. Bigger picture, the typical 2-year deal is up 0.15% over the past month.https://simontbrown.github.io/fixoclock/news/2026-09-07.htmlhttps://simontbrown.github.io/fixoclock/news/2026-09-07.htmlMon, 07 Sep 2026 18:00:00 +0000The rates lenders use to price fixed deals edged up on Monday. A typical 2-year fixed deal now works out at 4.36% (+0.04 on the previous day) and a 5-year deal at 4.26%. On a £200,000 repayment mortgage over 25 years, the 2-year deal works out at about £1,096 a month, £5 a month more than the day before. The 5-year deal is about £1,084 a month. The Bank of England rate is 3.75%. Markets expect no change at the next decision on 17 September, and see it topping out at about 4.50% around April 2027. Bigger picture, the typical 2-year deal is up 0.07% over the past week and up 0.20% over the past month.